Synchrony
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Synchrony Financial

Synchrony Financial Options

Here at Gary's Heating and Air Conditioning, we are proud to offer a number of great financing services through Synchrony! As a partner with Synchrony, you'll receive fast and reliable financing service for any of your air conditioning and heating repair needs. This ensures a seamless, stress-free service so you can go back to life as usual again.

Why Finance With Synchrony?

Synrchony is one of the leading financial service providers in the country, offering a wide range of products to fit your budget and your needs. With roots dating as far back as 1932, today they are the biggest private label credit card provider in the entire United States. They work with some of the biggest names in the industry, and offer a broad range of products that can be customized to meet the needs of customers while working directly with businesses.

Synchrony offers financing for a wide range of customers, including those whose credit score might not be perfect. Their application process is fast, meaning you’ll have a decision often within minutes of completing the application itself. Credit lines are unsecured, meaning you don’t need a down payment or deposit to secure financing, and they offer convenient monthly financing options and online account management!

The Synchrony Bank credit card is a great way of securing financing for even the largest projects that your home needs. Accepted by many home service providers across the country, this revolving line of credit enables you to get those critical jobs you need done without breaking the bank.

If you are interested in this financial option, ask your technician or comfort adviser.

Plans we offer through Syncrhony include:

  • Plan 920: No interest if paid in full within 6 months.*
  • Plan 922: No interest if paid in full within 12 months.*
  • Plan 924: No interest if paid in full within 18 months.*
  • Plan 943: 9.99% APR until paid in full in 132 months.**
  • Plan 964: 10.99% APR until paid in full in 82 months.**
  • Plan 982: 9.99% APR until paid in full in 40 months.**

*Promotional financing only applies to qualifying purchases made with a Synchrony Bank Credit Card. A $29 activation fee may apply. Monthly interest will be charged to your account form the purchase date if the balance on your account is not paid within the promotional financing period. Fixed monthly payments of 2.5% of the maximum applicable balance apply to the promo purchase until it is paid in full, and making minimum monthly payments will not pay off the purchase within the promotional period. Minimum purchases apply to each plan, speak to a representative for more details.

**Promotional financing applies only to qualifying purchases made using your Synchrony Bank Credit Card. A $29 account activation fee may apply. These plans feature a fixed monthly payment equal to a percentage of the promotional purchase amount until the balance of the account is paid in full. Minimum purchases apply to each plan, speak to a representative for more details.

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
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Choose Gary's Heating & Cooling

Straight Shooting, Honest Service
  • Fixed Right!

    We stand by our work and guarantee you won’t be disappointed when we’re done.

  • Family Owned & Operated Since 1978

    We’ve been in the business for decades. Rest assured we know a thing or two about HVAC.

  • 0% Financing

    Life can get expensive- that’s why Gary’s offers 0% financing to help you out!

  • 5 Year Labor Warranty!

    We offer a 5 year labor warranty for members of Gary’s Maintenance Program.

  • Year - Round Training

    We’re always learning- all techs go through rigorous training to learn their trade.

  • 100% Satisfaction Guaranteed

    We’re perfectionists. We won’t leave until you’re happy with our work.

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