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AC Credit

AC Credit Financial Options

AC Credit, Inc

Offering our customers 0% financing options

If you are interested in this financial option, ask your technician or comfort adviser.

Here are 7 reasons how AC Credit can help your HVAC Business grow:

  1. We know HVAC. We know it and understand it, so there's never a learning curve understanding an installation or your special circumstances.
  2. Fast Turnaround. During business hours, you get an approval within an hour, and a contract in 24 hours.
  3. Programs for All Credit Situations. Regardless of your credit situation, we've got a program to meet your needs - from the credit challenged...to customers with great credit.
  4. East to Use. We keep it simple and make it easy for you. That's why we have an online consumer application as well as a fax option.
  5. Offer 0% Financing. We offer our customers several types of 0% financing - from 12-60 months.
  6. Customer Service is #1. At AC Credit, we pride ourselves on having the best customer service in the business. Because you don't deserve anything less.
  7. Right Here. Right Relationship. We're located right here in Texas because we feel that's one of the things that is important in having the best relationship.

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Our Customers Love Us

Read Their Reviews
  • “No act of kindness, no matter how small, shall ever be wasted”
    "Oh my goodness... Gary’s is truly a top notch company that defines professionalism, good work ethics & outstanding customer service!!!"
    - Susan Hicks
  • Professional, Quality and Fast Service!
    "I would like to thank you for the quality of service your team provided. It has been a long time since I have received this level of service and professionalism from a contractor. The HVAC unit that was installed by your company lasted 31 years before it finally failed. Within an hour and a half of contacting you one of your representatives was at my residence ready to help. Less than 24 hours later I have a new efficent HVAC system professionally installed by your team."
    - Brian
  • Perfect
    "Made a phone call, one hour later (out of town) he was at my door with a bag of tools. Serviced inside and outside units. We're warm again. I warned him...I warned him...but he still had help in the backyard. Every serviceman needs a chicken on his shoulder trying to see what's going on. The total experience was perfect. Thanks Gary's!"
    - Mike S.
  • Gary's is the best
    "I have been a gary's customer for years, they are always kind, courteous, very helpful, & knowledgeable about their work."
    - FG
  • 10
    "I recently had a new furnace and air conditioner installed and was very impressed with how professional and knowledgeable Dustin, Bryce and Quentin were."
    - Martha Allred
  • Fantastic
    "About five years ago we had a complete heating and air system installed by Garys. The system worked great but the OxyQuantum air purification system we had installed with the unit continuously failed. Eventually Garys service tech, Taylor, got involved and took full ownership of our problem. He contacted the service manager, Jeremy, and he, along with service tech, Dustin, came out and stayed on it until it was completely resolved. As a supervisor I’m always impressed when an employee takes “ownership” of a customer’s problem and these guys did exactly That. The service techs at Garys ARE the face of the company and Gary’s techs have always been exceptional in their service and timeliness . Great company, great products and exceptional people."
    - TS Buege
  • Always a great experience
    "Spencer and Scooter came to our home and installed an air vent in our home. They did an amazing job! They left the area clean, showed interest in us as customers, and spoke of loving to work at Gary’s. What a great experience."
    - Kyle C
  • Best service !
    "Great service , friendly , competent , courteous, never dealt with a company that has so much compassion for their customers. The entire organization, from the owners to all the techs were all warm and helpful . Recommend this company for any of your needs . Wish I could remember all of the technicians names , they all were very professional."
    - James Hakala
  • 2022 Torch Award for Ethics
  • BBB A+
  • BBB Torch Awards for Ethics 2018 Winner
  • BBB Torch Awards for Ethics 2017 Finalist
  • BBB Torch Awards for Ethics 2017 Recipient
  • Best of Amarillo Community Choice Winner 2023
  • Best of Amarillo 2022
  • Best of Amarillo 2021
  • Amarillo Globe-News: Best of Amarillo 2020- FIRST PLACE
  • Best of 2019
  • Best of Amarillo 2018
  • News Channel 10 Viewers Choice 2023
  • News Channel 10 Viewers Choice 2022
  • News Channel 10 Viewers Choice Awards 2021
  • Channel 10 Viewer's Choice
  • 2019 Viewer's Choice Award
  • Chamber Awards for Business Excellence- Top Business 2020
  • Amarillo Chamber of Commerce
  • Presidents Award 2019
  • Air Conditioning Contractors of America
  • Radio by Grace
  • Factory Authorized Dealer
  • Technician Seal of Safety
  • North American Technician Excellence

Straight Shootin' Service

Let Us Help You Find What You're Looking For

Why Choose Us?

  • Fixed Right!
    We stand by our work and guarantee you won’t be disappointed when we’re done.
  • Family Owned & Operated Since 1978
    We’ve been in the business for decades. Rest assured we know a thing or two about HVAC.
  • 0% Financing
    Life can get expensive- that’s why Gary’s offers 0% financing to help you out!
  • 5 Year Labor Warranty!
    We offer a 5 year labor warranty for members of Gary’s Maintenance Program.
  • Year - Round Training
    We’re always learning- all techs go through rigorous training to learn their trade.
  • 100% Satisfaction Guaranteed
    We’re perfectionists. We won’t leave until you’re happy with our work.

Request Your Service

Call our team at 806-318-1337 or fill out this form to get started today!

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